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Tuesday, July 24, 2012

House For Assume: SAMANTHA HOMES - Bago Gallera




House For Assume
Remarks: Sold out



















Location: Samantha Homes - Bago Gallera


Lot area: 72 sq.m.
Floor area: 
2 br.

Note: call / text me for the price



House improvement:

  1. with window grills
  2. with DLPC connection (light)
  3. with DCWD connection (water) 





Note: 
Sample pictures taken from the actual house.

THREE (3) FACTORS TO CONSIDER WHEN ACQUIRING A HOUSING LOAN


Savvy Living by Mike Aquino for  Yahoo! Southeast Asia
Thu, Jul 12, 2012 11:04 AM PHT



Davao City, Philippines
The “welcome to our humble home” foot rug in front of Buddy Alejo’s condo door looks brand new. That’s because it is: Buddy and his wife just moved into their new condo, just a couple of years after applying for a housing loan at their long-time BPI branch.


“In retrospect, it was great timing,” muses Buddy. “After my promotion as sales manager, I thought it was a sign I should find a home close to work.” Living with the in-laws, while not unpleasant, was also a factor: “We had the means to find a place of our own, so why not take advantage?”

Making the transition from staying with the parents to becoming homeowners wasn’t a sure thing—a few things had to fall into place before Buddy and his wife could put out the welcome rug on their own home:

Steady income. If you’re like Buddy—a sales manager for a medical supplies company, employed since the early 2000s in a well-paying job that earns a significant income—you’re well on your way. Banks feel more comfortable lending to individuals with high, stable salaries.

BPI Direct, for instance, prefers applicants who have been employed for at least two years, with a minimum gross monthly income of P50,000 or higher. Why the two-year minimum? Stability is a high priority for lenders—it means less risk.

Good credit. You should have a record of being a good borrower: lenders want to know you won’t default on your loan, leaving them holding the bag with the property. Buddy’s record with his home branch held him in good stead.

If you have no record, or if your record shows that you haven’t been able to meet your credit card or other obligations, banks may either charge you a higher interest, or deny you outright.

Lenders may  check with the Bankers Association of the Philippines - Credit Bureau (BAP-CB) if you have a record; in case you haven’t been able to meet your credit obligations, the Bureau’s Negative File

Information System (NFIS) will let them know. That doesn’t mean you get blacklisted on the first missed credit card payment: “Even when the credit card falls past due, it is not immediately placed on the list,” explains Leonilo “Topper” Coronel, BAP-CB Executive Director. “We make allowances for curable periods where a borrower might have merely forgotten to pay.”

Some companies will facilitate loans for their own qualified employees—for reasons pertaining to self-interest, of course. “Most companies, they help the employees get approval for a housing loan because it assures them that their employees will be good employees—these people will not resign,” explains Fitz Villafuerte, entrepreneur and personal finance blogger at “Ready to be Rich” (fitzvillafuerte.com).

No new debt. While you’re taking on a significant obligation, you should make sure you won’t be put on the hook for any new debt while you’re paying down the housing loan. You want to stay focused on paying the monthly amortization, without getting bogged down in more debt as you go along. For good measure, Buddy canceled his credit cards.

Chances are, the bank has already done its bit to limit the damage: Philippine banks generally do not permit loans that result in a monthly amortization of more than 30 percent of a lender’s monthly gross income. In any case, you should be in a position where your monthly amortizations do not represent a crushing burden on your budget.

In Villafuerte’s opinion, that means holding off till your income can handle the load. “If you’re a VP in a company, you’re earning P200,000 a month,” explains Fitz, “so getting a housing loan for which you’ll be paying PHP 30,000 a month, it’s just a small portion of your monthly salary.”

Not all of us can be like Buddy, with all the ducks lined up in a row. If none of these apply, says Fitz, put it off. “Ask yourself, ‘where are you going to get the money to pay that debt?’” queries Fitz. “If you don’t know where, then better not incur that debt in the first place. That’s the most basic thing that you have to ask yourself.”

copyright: Savvy Living by Yahoo! Southeast Asia






Sunday, July 8, 2012

ASPEN HEIGHTS - Communal, Buhangin District, Davao City







Actual house of Bianca (duplex type/4 br)

Price as of October 2015:

House model: Bianca
House type: Duplex

Standard Lot Area: 80 sq.m.
Floor Area: 200 sq.m.
4 br | 2 t&b

Selling Price: Php 3,852,800.00
Reservation Fee:  Php 20,000.00

A. FINANCING:
DP + Processing Fee:  Php 1,040,256.00
24 mos. @ 0% int. : Php 42,511.00
18 mos. @ 0% int. : Php 56,681.00
12 mos. @ 0% int. : Php 85,021.00

Estimated  Loan Value: Php 3,082,240.00
BANK :  Php 22,980.00 ( Est. Monthly Amort.  for 20 yrs.)
PAG IBIG: Php 20,475.00 (Est. Monthly Amort. for 30 yrs.)

Note:
Both using fixed rate for 3 yrs.

B. DEFERRED PAYMENT:
24 Monthly Installment (less: Php 25,000.00@0%) : Php

170,729.00

C. SPOT CASH
Spot Cash (paid w/in 3 days) less 3% disc.

Spot Cash (paid w/in 30 days) less 2.5% disc.

==============================================================

==================
HLURB LTS No. 24833
==================


House model: Carmina (Actual House)
Price as of  Oct. 2015

House Model: Carmina
House Type: Single Attached | Bungalow

Standard Lot Area: 100 sq.m.
Floor Area: 40 sq.m.
2 br | 1 t&b

Selling Price: Php 1,742,705.40
Reservation Fee:  Php 20,000.00

A. FINANCING:
DP + Processing Fee:  Php 435,676.35
24 mos. @ 0% int. : Php 17,320.00
18 mos. @ 0% int. : Php 23,093.00
12 mos. @ 0% int. : Php 34,640.00

Estimated  Loan Value: Php 1,394,164.00
BANK :  Php 10,395.00 ( Est. Monthly Amort.  for 20 yrs.)
PAG IBIG: Php 9,261.00 (Est. Monthly Amort. for 30 yrs.)

Note:
Both using fixed rate for 3 yrs.

B. DEFERRED PAYMENT:
24 Monthly Installment (less: Php 25,000.00@0%) : Php 75,202.00

C. SPOT CASH
Spot Cash (paid w/in 3 days) less 3% disc.

Spot Cash (paid w/in 30 days) less 2.5% disc.


==============================================================


Price as of  Oct. 2015

House model: Gabriela (Actual House)




House Model: Gabriela
House Type: Bungalow

Standard Lot Area: 100 sq.m.
Floor Area: 41.46 sq.m.
2 br | 1 t&b

Selling Price: Php 2,025,031.80
Reservation Fee:  Php 20,000.00

A. FINANCING:
DP + Processing Fee:  Php 506,257.95
24 mos. @ 0% int. : Php 20,261.00
18 mos. @ 0% int. : Php 27,014.00
12 mos. @ 0% int. : Php 40,521.00

Estimated  Loan Value: Php 1,620,025.00
BANK :  Php 12,078.00 ( Est. Monthly Amort.  for 20 yrs.)
PAG IBIG: Php 10,762.00 (Est. Monthly Amort. for 30 yrs.)

Note:
Both using fixed rate for 3 yrs.

B. DEFERRED PAYMENT:
24 Monthly Installment (less: Php 25,000.00 @0%) : Php 87,553.00

C. SPOT CASH
Spot Cash (paid w/in 3 days) less 3% disc.
Spot Cash (paid w/in 30 days) less 2.5% disc.



==============================================================




Price as of  Oct. 2015




House Model: Kareena
House type: Bungalow

Standard Lot Area: 150 sq.m.
Floor Area: 55 sq.m.
3 br | 2 t&b

Selling Price: Php 2,622,433.00
Reservation Fee:  Php 20,000.00

A. FINANCING:
DP + Processing Fee:  Php 708,056.91
24 mos. @ 0% int. : Php 28,669.00
18 mos. @ 0% int. : Php 38,225.00
12 mos. @ 0% int. : Php 57,338.00

Estimated  Loan Value: Php 2,097,946.00
BANK :  Php 15,642.00 ( Est. Monthly Amort.  for 20 yrs.)
PAG IBIG: Php 13,937.00 (Est. Monthly Amort. for 30 yrs.)

Note:
Both using fixed rate for 3 yrs.

B. DEFERRED PAYMENT:
24 Monthly Installment (less: Php 25,000.00 @0%) : Php 115,875.00

C. SPOT CASH
Spot Cash (paid w/in 3 days) less 3% disc.
Spot Cash (paid w/in 30 days) less 2.5% disc.

Note:
OFW - maximum loan term is 15 years.


==================
HLURB LTS No. 24833
==================


==============================================================







Price as of  Oct. 2015:

House Model: Kasandra
House Type: 2-storey

Standard Lot Area: 150 sq.m.
Floor Area: 93 sq.m.
4 br | 3 t&b

Selling Price: Php 3,974,137.55
Reservation Fee:  Php 20,000.00

A. FINANCING:
DP + Processing Fee:  Php 1,073,017.14
24 mos. @ 0% int. : Php 43,876.00
18 mos. @ 0% int. : Php 58,501.00
12 mos. @ 0% int. : Php 87,751.00

Estimated  Loan Value: Php 3,179,310.00
BANK :  Php 23,704.00 ( Est. Monthly Amort.  for 20 yrs.)
PAG IBIG: Php 21,120.00 (Est. Monthly Amort. for 30 yrs.)

Note:
Both using fixed rate for 3 yrs.

B. DEFERRED PAYMENT:
24 Monthly Installment (less: Php 25,000.00 @0%) : Php 176,139.00

C. SPOT CASH
Spot Cash (paid w/in 3 days) less 3% disc.
Spot Cash (paid w/in 30 days) less 2.5% disc.


Note:
OFW - maximum loan term is 15 years.

=============================================================
=============================================================


==================
HLURB LTS No. 24833
==================




House model: Kasandra



Published on July 08,2012 | Time: 10:58 pm, PH Time


ASPEN HEIGHTS
— A soon to open mid-cost subdivision, located in Brgy. Communal, Buhangin District, Davao City. 
It's a 9 hectare of land, and consist of 421 units of house (more or less). 
It's a 5 min. away from the Davao International Airport.
Price ranging from Php 1.4 M to Php 2.8 Million pesos.





Entrance Gate

========================================================

PAYMENT SCHEME:
1. Bank Financing
2. Pag ibig Financing


Note:
Sample Computation below are based in Pag ibig payment scheme.


House model: CARMINA
House type: Bungalow





Standard Lot Area: 100 sq.m. 

Floor Area: 39.17sq.m.
2 Bedrooms
1 Toilet and Bath 


Total Contract Price: Php 1,421,740.00
Loanable Amnt. : Php 910,000.00


Less: Reservation Fee:  Php 20,000.00
Equity and Proc. Fee:  Php 31,268.17 ( Payable in 18 mos.)
Estimated Monthly Amort.:  Php 6,997.11 ( 30 yrs. to pay in Pag-ibig)


========================================================


House model: GABRIELA 
House type: Bungalow


Standard Lot Area: 120 sq.m. 
Floor Area: 41.46 sq.m.
2 Bedrooms
1 Toilet and Bath 


Total Contract Price: Php 1,632,120.00
Loanable Amnt. : Php 1,000,000.00


Less: Reservation Fee:  Php 20,000.00
Equity and Proc. Fee:  Php 38,540.33 ( Payable in 18 mos.)
Estimated Monthly Amort.:  Php 7,689.13 ( 30 yrs. to pay in Pag-ibig)

========================================================


House model: KAREENA
House type: Bungalow




Standard Lot Area: 150 sq.m.
Floor Area: 55.10 sq.m.
3 Bedrooms
2 Toilet and Bath


Total Contract Price: Php 2,142,200.00
Loanable Amount. : Php 1,250,000.00


Less: Reservation Fee:  Php 20,000.00
Equity and Proc. Fee:  Php 54,406.11 ( Payable in 18 mos.)
Estimated Monthly Amort.:  Php 10,510.68 ( 30 yrs. to pay in Pag-ibig)


========================================================



House model: KASANDRA
House type: 2 - storey



Standard Lot Area: 150 sq.m.
Floor Area: 88.37 sq.m.
4 Bedrooms
3 Toilet and Bath


Total Contract Price: Php 2,874,140.00
Loanable Amnt. : Php 1,670,000.00


Less: Reservation Fee:  Php 20,000.00
Equity and Proc. Fee:  Php 73,769.28 ( Payable in 18 mos.)
Estimated Monthly Amort.:  Php 15,276.14 ( 30 yrs. to pay in Pag-ibig)


House model: Kassandra




Subdivision Map


==================
HLURB LTS No. 24833
==================



Club House


Aspen Heights Project Summary:
HLURB LTS: 24833
Total Land Area: 9 hectares
Saleable units: 421 units of house
Price Range: ₱1.4 M to ₱2.8 M
Offered for Sale: House and Lot | Lot
Location: Brgy. Communal, Buhangin District, Davao City








For more Info on How to own a unit
Just text me your #FullName,  your #AvailableTime and the #SubdivisionName.

PM or Call/Text for Free Site Tour:
0932 861 2773 (Sun/Viber) 
0930 982 7885 (Smart/WhatsApp) 
0955 473 2738 (TM/Globe) 
Look for Ree Amante

For OFW Free Call:
Contact these numbers: 
Viber: 0932 861 2773 
WhatsApp: 0930 982 7885


E-mail us:
Gmail: realree888@gmail.com
Yahoo: realree888@yahoo.com


Facebook user:
Like my page Davao Homes



Follow me on Twitter:  @davao_homes

Follow me on Instagram: Davao Homes 888


==================
HLURB LTS No. 24833
==================








Terms and Conditions:
  • Loanable Amount may vary depending on buyer's Net Income and Pag ibig or Bank Appraisal, SHDC does not guarantee the approval.
  • Reservation and Processing is non-refundable.
  • Installments must be covered with Post Dated Checks (PDC). All Checks are payable to "Steward Home Development Corp."
  • No broker/agent is authorized to accept payment and issue official receipt in behalf of SHDC.
  • Document requirements are to be submitted within 7 days from the date of reservation. However, the buyer may be further required to submit/update other docs.
  • Steward Home Dev't. Corp. and this website reserves the right to correct typographical errors appearing on this pricelist.
  • Prices and terms are subject to change without prior notice.



Site Update: GRACE PARK SUBDIVISION - Matina Pangi, D.C.




Published on: 7/8/12, 7:09 PM
Philippines Time 


Grace Park Subdivision 

Actual Site Viewing of Grace Park Subdivision as of June 2012.


House model: Diamond

==================================================
Click here for the price and other details of  Grace Park Subdivision
==================================================

House model: Diamond





==================================================
Click here for the price and other details of  Grace Park Subdivision
==================================================



House model: Diamond

==================================================
Click here for the price and other details of  Grace Park Subdivision
==================================================





==================================================
Click here for the price and other details of  Grace Park Subdivision
==================================================




==================================================
Click here for the price and other details of  Grace Park Subdivision
==================================================

For more details and Free site viewing:

Call/Text:

0932 861 2773 (Sun Viber)

0917 583 7492 (Globe)

Look for Ree


E-mail us:
Gmail: realree888@gmail.com
Yahoo: realree888@yahoo.com


Facebook user:
Like my Page Davao Homes



Follow me on Twitter @davao_homes

Follow me on Instagram: Davao Homes 888



VIILA AZALEA - Maa, Davao City







Villa Azalea 
→ is a a mid-cost subdivision in the downtown south of Maa, Davao City.It’s conveniently located 1 kilometer away from the NCCC Mall, S&R, and other major establishments in the southside.

It’s a master planned subdivision development with elegantly designed bungalow and 2 story houses you can choose from. All of the house are inspired by traditional Filipino culture and modern day architecture. Not only do these houses boast of contemporary Philippine culture, they are also designed to maximize natural lighting and airflow as they have beautifully designed wide open windows and high ceilings.


In Villa Azalea;
Uniform houses but with distinct character.
Only 1 km. from NCCC Mall, yet w/ a very suburban feel.
The smart alternative to condo living.
A vibrant community with complete amenities.


Premium house models:

  • Sigma - 2 br /1 t&b
  • Delta  - 2 br /2 t&b
  • Alpha - 3 br /2 t&b
  • Beta  - 4 br /3 t&b


Basic House models:

  • Hazel  - 2 storey / 3 br / 1 t&b
  • Premium Hazel  -  2 storey / 3 br / 1 t&b, Fully Finished



Note:
We still have 4 units available.

Call /Text me for free site viewing and additional info for the price & other details.


 Amenities:
Park & Playground
Swimming Pool
Multi-purpose hall
Gate & Perimeter wall


Proximity:
1 km. from NCCC Mall
1 km. from the newly S&R.
1.5 km. from SM City Davao - Ecoland.
1 km. from St. Francis Assisi Church in Maa.
2 km. from Davao Doctors Hospital
1.5 km from Ateneo Grade School & High School.
1.5 km from Philippine Womens College
.5 km. from Fatima De Davao Grade School & High School.


House model: Citron


Check out this video below of the whole subdivision in Villa Azalea in Maa, Davao City..






PROMO


Promo / Discount






RESIDENCIA DEL RIO

Promo: NO RESERVATION FEE

Note:
Pay Php 5,000.00 upon reservation, and it is deductible to the Processing Fee.


Promo Period:  July 2012  up to  this month, or 'til further notice.


For more info, Click this link  Residencia del Rio - Catalunan Pequeño 




===============================================


AVIDA TOWERS - DAVAO

Promo: Only Php 10, 000.00 for the Reservation.

Regular Reservation Fee: Php 20,000.00   


Promo period: Aug. 23 to Aug. 25, 2012 only.

For more info, Click this link  AVIDA TOWERS DAVAO 



=============================================== 



DECA HOMES DAVAO

Cash out is only Php 10,000.00
And save as much as Php 10,000.00 if u will reserve a unit within this month.
Promo period: Sept. 1 to 27 , 2012 or  'til further notice

Here's How:
Reservation Fee: Php 5,000.00 only.
Processing Cost / Equity : Php 5,000.00 only.

If u will reserve a unit this month, u can avail our Php 10,000.00 discount on your Processing Cost.
This promo is applicable to the Deca Homes Esperanza - Tigato, Buhangin, D.C.  and Deca Homes Resort Residences in Tacunan, D.C.


Regular payment:

For Standard House and Lot:
Reservation fee: Php 5,000.00
Processing cost: Php 15,000.00 (3 mos. to pay)



Wednesday, July 4, 2012

ABREEZA PLACE - TOWER 1



Abreeza Place
JP Laurel Ave., Bajada,
Davao City, Philippines.

More Relaxation.
More Recreation.
More to Life.



Pure Relaxation.
Immersed in a vibrant cityscape.


Everything you desire, and everything you could possibly want will be at arm's length. Centrally located in the heart of Davao City, Abreeza Place will lie in effortless proximity to a dynamic network of key institutions and establishments, including the region's foremost lifestyle centers, schools, hospitals, places of worship and business parks.

Abreeza Place is located right across Abreeza Mall and can be conveniently accessed from the main thoroughfare J.P. Laurel Avenue via the mall entrance roads.

Abreeza Place Tower 1 Bldg. Facade
Available for sale: 
Studio and One-Bedroom
Size of Unit: 31 to 57 sq.m.
Price Range: Php 2.7M - Php 6M (with VAT)


Vicinity (2-kilometer radius)

MALLS/SUPERMARKETS
Abreeza Mall
SM Lanang Premiere
Victoria Plaza
Gaisano Mall of Davao
Robinsons Cybergate
Chimes Mall
JS Gaisano South CitiMall 
NCCC Mall
SM City Davao - Ecoland
Abreeza Place Tower 1 Bldg. Facade

HOTELS
Urban Lifestyle Hotel
The Pinnacle Hotel and Suites
Marco Polo Davao

CHURCHES
Redemptorist Church
Sacred Heart Parish
Assumption Church
Sta. Ana Shrine

HOSPITALS
Davao Medical School Foundation Hospital
Southern Philippines Medical Center
San Pedro Hospital

SCHOOLS
University of Southeastern Philippines
Ateneo de Davao University
San Pedro College
Assumption College of Davao  
Holy Cross of Davao College
Davao Medical School Foundation, Inc.
Davao Central High School
Davao Christian High School
Stella Maris Academy
St. Paul College Pasig - Davao Campus

BUSINESS CENTERS
Abreeza TechnoHub
Landco Corporate Center
Pryce Tower
Damosa Business Park
Davao Convention Center

Abreeza Place Tower 1 Bldg. Facade


























This is the second condominium in Abreeza Mall Complex.




You might like:
Abreeza Residences - Abreeza Business Complex, Davao City 

Avida Towers Davao - C.M. Recto St., Davao City

Aeon Towers - J.P. Laurel Ave., Bajada, Davao City (near Abreeza Mall)





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