Pag-ibig Housing Loan Releases Rise to ₱140.54B in 2025
The Pag-ibig Fund reported that its housing loan disbursements reached ₱140.54 billion in 2025, marking an 8 percent increase from the ₱129.73 billion released in 2024. The higher releases enabled 90,727 Filipino workers to purchase homes or finance residential construction, renovation, and improvement.
Officials said the growth reflects continued implementation of the Expanded Pambansang Pabahay para sa Pilipino Program (Expanded 4PH), which aims to broaden access to affordable housing nationwide. The agency was earlier recognized by President Ferdinand R. Marcos Jr. for its contribution to advancing the government’s housing agenda.
Pag-ibig Fund Chair and Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling said the improved performance supports the President’s directive to accelerate affordable housing delivery, particularly for low- and middle-income earners.
Of the total releases, ₱7.63 billion financed 7,056 socialized housing units under a subsidized 3 percent interest rate, while ₱6.2 billion covered 4,811 units through a 4.5 percent promotional rate for loans of up to ₱1.8 million.
Pag-ibig Fund Chief Executive Officer Marilene C. Acosta emphasized that the agency remains committed to keeping homeownership affordable for members in the Philippines and overseas, while continuing to roll out loan programs tailored to varying housing needs.
