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Sunday, July 31, 2011


At Deca Wakeboard Park
CTS Gold: Basic features

Comprehensive Market:
Pag ibig and non-Pag ibig members who are willing to transfer to Pag ibig housing loan within 4 years, as well as other qualified buyers of  DECA HOMES.

All pictures below are part of the Wakeboard Park and amenities in Deca Homes Resort Residences at Tacunan, Tugbok,  Davao City.

Wakeboard Park

Easy Eligibility
Buyers who are not more than 60 years old, gainfully employed or self-employed, whose Net Disposable Income (NDI) is 100% or greater than the monthly amortization of the unit they intend to acquire.
A. Passes the NDI requirement.

B. Pays Php 5,000.00 reservation fee.

C.Submit the following documents:
  • Buyer's info Sheet + four(4)1x1 ID photo
  • Pays Php 5,000.00 resrvation fee
  • Gov't. issued ID (ex. Driver's License, SSS ID), company ID, & other identification papers, if needed.
  • 1 month Payslip and / or proof of other income and / or assets.
  • Proof of Pag ibig membership
  • Contract to Sell
  • Deed od Restriction
  • Option Agreement
  • Required Post Dated Checks (3 for Equity installment + 24 Monthly Amortization and SRI/FI premiums + guarantee check).
At the Wakeboard Park

Low Equity
At least ₱15,000.00 payable in 3 monthly installment.

Wakeboard Park

Low Monthly Amortization
Deferred payment via monthly amortization, inclusive of SRI/FI premiums, over 25 years, with Pag ibig take out mechanism within 4 years from reservation date.

Wakeboard Park

Friendly Interest Rate
8.5% p.a. fixed for the first  4 years.

The Actual Wakeboarding

Easy Move-In Policy
The Buyer may move-in after paying the minimum Equity of ₱15,000.00 provided that all the required documents enumerated above are already submitted.

Deca Homes Amenities:  Lagoon, Swimming pool 
& The Mt. Apo scenic view.

DHRR Lagoon


Here are some of the Frequently Ask Questions (FAQ):

What is CTS Gold?

CTS Gold is the golden opportunity created by 8990 Housing Development Corporation (8990 HDC) to make owning a house in Deca Homes would be very affordable and easy on the budget.

With just a ₱5,000.00 reservation fee and atleast three ₱5,000.00 Equity installments, one can already move-in to a brand new DECA Home. The balance of the purchase price is then payable in monthly amortization over 25 years.

Swimming Pool

I'm not a Pag ibig member, Can I avail of CTS Gold?

Yes!, you can avail of CTS Gold within 14 days from the reservation of your unit even if you are not a Pag ibig member because it is made for both Pag big and non-Pag ibig members.

Kiddie Pool

What must I do so that the interest on the amortization is kept not higher than 8.5% p.a.?

The interest on the amortizations can be kept at 8.5% p.a. when, within 4 years from reservation, you transfer the balance of your CTS Gold to Pag ibig. For this purpose, 8990 HDC will provide documentation assistance.

2 Basketball court with Fiber glass board ring.

This payment scheme CTS Gold is applicable to all housing project of Deca Homes Davao (8990 HDC) only.

Wakeboard Park Entrance

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